Common Reasons for Denial of Coverage of a Car Wreck Claim

Unfortunately, there are several reasons that insurance carriers can deny coverage on a car wreck claim. The most important thing to know, when it comes to a coverage denial, is that it is all about what your (or the applicable) automobile policy says.  What do the clauses in the policy say about what kind of […]

How Long Does It Take to Settle a Car Wreck Claim?

How long does it take to settle a car wreck claim? This is one of the three (3) million-dollar questions, when dealing with a car wreck claim. If I had a crystal ball, I could answer this question, every single time, sadly, no crystal ball, and the answer, is a bit frustrating, but it is […]

The Forgotten Epidemic…Texas Roadway Fatalities

Amidst the fear and panic brought on by our worldwide epidemic, COVID19, another epidemic, which has been around much longer and taken many more lives, has gone unnoticed by society at large, as of late. People die EVERYDAY on Texas roads. In fact, according to the Texas Tribune, since November 8, 2000, at least one […]

Five UNcommon Injuries Following a Car Accident

Following a car accident, if you are injured, you will typically see diagnoses like low back pain or neck pain, whiplash, cervicalgia, etc. Over the past 20 years, I have seen those diagnoses, on a fairly regular basis. In the past 2 decades, I have also seen some less common diagnoses, that have taught me […]

How to Read a Texas Accident Report

If you have ever had to try to get information from a Texas Peace Officer’s Crash Report, or accident report, following a car accident, motorcycle accident, tractor trailer accident, or any other accident, involving a motor vehicle, you may have found it as confusing, as I initially did. I have been looking at these reports […]

Deny, deny, deny…Common Reasons for Denial of Accident Claims

Deny, deny, deny…this is not just a scene from “A Guide for the Married Man” or a title of a popular episode from Grey’s Anatomy; it is also a tactic that insurance companies turn to, when they are trying not to pay a claim. There are actually many deny tactics that insurance companies use, but […]

Most Common Causes of Car Accidents and How to Avoid Them!

What are the most common causes of car accidents, in the United States, and how do we avoid them? Read the list below and follow the suggestions on how to be better drivers, and together, we can make the roads in our country safer, minimizing injuries and even deaths! As you will see, each of […]

Distracted driver…a TRUE danger behind the wheel?

Checking out the new posts on your Facebook feed, responding to the text from your mom, refereeing the fight between your kids, in the back seat, searching the radio for that PERFECT song, looking at your phone for directions, trying to keep your dog from jumping around in the front seat…these are all examples of […]

UIM and PIP…what are they and do I need them?

When you are in a car wreck, there are many potential types of coverage, to compensate you for the damages caused in the crash. If the person that hit you, or caused the wreck, has coverage, it would be liability coverage that you would claim against. If the person that hit you or caused your […]

Insurance tactics…BEWARE!!!

People sometimes forget that auto insurance companies are businesses, just like a restaurant or a grocery store, and with every business, even though there are numerous other concerns, one of the main focuses, if not the number one focus, is the bottom line. By bottom line, I mean the annual profits (how much money does […]